Our Strategic Investments are aimed at fortifying WGC’s unique position on the future of the financial services industry.
Towards this end, our investment philosophy is based on our need for efficient capital allocation, risk minimization, profit maximization and long-term viability.
We identify investment opportunities based on the quality of service, financial resilience and the scope for adjacency. We are focussed on the financial services space including disruptive FinTech start-ups with proven intellectual properties and retail services companies with long-standing customer loyalty.
Andromeda is India’s largest distributor of loans, mortgage, financing and financial instruments such as credit cards, home loans, unsecured business loans and car loans. Since 1991, it has disbursed several financial products to individuals such as home loans, personal loans, loan against property. For businesses, Andromeda provides products such as unsecured dropline overdraft, unsecured business loans, secured business loans (working capital).
Zopa is an online, personal finance peer-to-peer lending pioneer. An innovative fintech platform headquartered in London, UK, Zopa enables retail investors to lend money directly to customers looking to borrow.
Founded in 2005, the Zopa model was the first of its kind in the world, directly matching people looking for a low rate loan with investors looking for a higher rate of return. Today, it has earned a reputation as an innovator in technology, data, and delivering an exceptional customer experience. In 2017, for the eighth consecutive year, Zopa was named a “Trusted Loan Provider at the Moneywise Customer Service Awards”.
Headquartered in London, UK, Neyber is an award winning financial well-being provider that helps the workforce in the UK to be better with their money. It partners with employers to support their employees’ financial well-being with access to affordable, salary deducted loans and financial education – all at no cost or risk to the employer.
Founded in 2014, the company’s vision is to build a community of employees who can confidently deal with money and have access to fairer finance when they need it. Neyber has been recognized as one of the top 50 most disruptive companies in the UK by Real Business and won the “Benefits Innovation of the Year” award, at the Workplace Savings and Benefits Awards.
This innovative FinTech platform, headquartered in London, UK, allows commuters to access big discounts offered by annual season travel tickets while keeping all the flexibility of monthlies. It offers a low rate of interest which ensures that commuters retain the savings.
Founded in 2014, the company’s vision is to help consumers save on their commute through a simple, low cost and transparent monthly payment plan. It is committed to an honest and ethical approach to lending. Since inception, Commuter Club has won numerous awards, including ‘Disruptor of the Year’ in the UK presented by Real Business and ‘Ones to Watch’ by The Sunday Times Tech Track 100.