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The consumer has a wide range of borrowing needs: financing for a home or business (SME), a new or used vehicle, education or for emergency situations.

As a trusted financial partner, we are committed to providing loan solutions for every need with flexible and customer-friendly repayment options. Moreover, with a financial inclusion score of 50.1 on a scale of 100 (CRISIL Inclusix), a large part of the Indian population is outside the fold of the formal financial system. Our savings solutions help the underserved earn from our deposits products to act as a cushion against shocks. Understanding the seasonality of the savings of this segment, we ensure safety and convenience to help customers mobilize their savings.

Wadhawan Global Capital’s flagship business DHFL has transformed the housing sector in India through affordable finance offerings. Today, WGC through its associate companies extends loan offerings to individuals (majority being self-employed and government officials), students and businesses for their varied needs. Our lending services includes home loans, SME loans, education loans and mortgage loans. Across our operations, we remain committed to responsible and ethical as well as complete regulatory compliance. DHFL also offers unique deposit schemes crafted to meet customers’ needs.


Dewan Housing Finance Corporation Limited (DHFL) is India’s leading housing finance provider. Since 1984, the flagship company of Wadhawan Global Capital (WGC) has carved out a niche in the housing market by providing home loans to lower and middle-income groups in rural and semi-urban India. Headquartered in Mumbai, India, DHFL operates 353 offices across the country and provides loans to families including a clutch of banks including United Bank of India, Dhanlaxmi Bank and YES bank. International offices in London and Dubai cater to the growing Indian diaspora in Europe and the Middle East. The company is publicly listed on the NSE (DHFL) and BSE (511072). Through its subsidiaries and partnerships, DHFL now provides a broad range of financial services to support the growing aspirations of millions of consumers across India.

To know more about the company, please visit www.dhfl.com
Key Facts
  • Presence in 353 locations across tier II & III cities
  • AAA credit rating by CARE and Brickworks
  • NSE: DHFL | BSE: 511072

Harshil Mehta Chief Executive Officer



Aadhar Housing Finance extends home loans and financial support to underserved and underprivileged segments of the market. A subsidiary of Wadhawan Global Capital (WGC) and an associate company of Dewan Housing Finance Corporation Limited (DHFL), Aadhar is backed by the World Bank through the International Finance Corporation (IFC). The company provides loans and support for housing, home improvements, new constructions, repairs, and plot purchases across the country. Aadhar’s financial services have touched the lives of more than 56,000 families across 20 states in India. With over 700 locations, the company continues to provide financial lifeline to millions of needy families which are beyond the traditional financial network.

To know more about the company, please visit www.aadharhousing.com
Key Facts
  • Provides Home Loan to the lower and middle income segment of India.
  • Already provided home to more than 56000 families impacting the lives of more than 2,00,000 people.
  • Currently has presence in 20 states with 245 branches serving more than 700 locations.

Deo Shankar Tripathi Chief Executive Officer
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Avanse is a leading provider of education loans and academia-related financial services. A subsidiary of Wadhawan Global Capital (WGC) and an associate company of Dewan Housing Finance Corporation Limited (DHFL), Avanse is backed by the World Bank through the International Finance Corporation (IFC), which holds a 20% stake in the company. Avanse is India’s fastest growing education finance company helping an expanding number of students across the country realize their dreams.

To know more about the company, please visit www.avanse.com
Key Facts
  • Fastest growing, new age education finance company
  • Best in financing flexibilities to the Indian student market.

Amit Gainda Chief Executive Officer
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