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The philosophy for our businesses, people and customers, is built on the same promise and possibilities. It is centred on enabling economic empowerment so that the most marginalized can flourish and thrive.

Our commitment to serving every financial need of the customer forms the bedrock of our businesses. We uphold our founder Late Shri Rajesh Kumar Wadhawan’s dedication to the underserved and their well-being. We promote an environment where people are encouraged to push beyond boundaries to create financial services that help fuel our customer’s dreams.

We strongly believe that when the base of the pyramid can save, invest, protect and borrow money, they are empowered to build a better future. We also believe that being a sustainable business and a good steward of the community & the environment are not mutually exclusive goals. In fact, they must be pursued concurrently. It is this philosophy that unifies our businesses and sets us apart.

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